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Compare Apples To Apples Compare The Monthy Payments

Mortgage_Graphic_-_Balance_House_VS_Money.jpg Tip For Savvy Westchester Home Buyers
Do NOT Allow List Prices To Dominate Your Thinking
It's Really All About The Monthly Payment

Always Compare Apples To Apples
In Westchester County, when determining the cost of purchasing a home, property taxes are as important as list prices.

In many communities, there are large disparities in the magnitude of the property taxes. And in many communities, tax assessments will NOT change based upon sale prices so, for all intents and purposes, a home's property assessment at the time you purchase the home will be exactly the same after you own the home.

Consequently, when buying a home in many Westchester County communities, you are also "buying" the home’s existing tax assessment and the standard you should be using to select homes that fit your budget should be their monthly payments (NOT their list prices).

By analyzing the TOTAL monthly payment, you might be surprised to discover that a home with a slightly higher list price proves to be the more "affordable" home (the one with the lower monthly payment).

Therefore, when shopping for a home, do NOT allow list prices to dominate your decision making.
Instead, compare apples to apples … Compare monthly payments.

Below is a convenient PITI (P-I-T-I) calculator to help you determine those monthly payments



"Knowledge Is Power"
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Coldwell Banker North Star LogoWilliam Boeckelman, Associate Broker
Licensed In NY & CT 
Coldwell Banker Realty

75 Main Street, Dobbs Ferry, NY 10522
Call or text: (914) 564-8442

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The Rivertown Communities

  • Ardsley, NY
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  • Edgemont, NY
  • Hastings On Hudson, NY
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  • Tarrytown, NY
  • Town of Greenburgh, NY
  • The Historic Rivertowns
  • Rivertowns Points of Interest
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